As far as the insurance company was concerned, I was guilty. State Farm does not comment on pending litigation or specific claims, spokesman Justin Tomczak said. We handle each claim on its merits and conduct a diligent investigation to determine what we owe under the policy, he said. That work can include many things, including phone records, that become pertinent to completing our investigation. While I cannot comment on a specific claim, I can tell you that we rarely obtain phone records. The records can be obtained only by a court order or a customer's consent. A private investigator, Tim Wilcox, chief executive of International Investigators Inc. in Indianapolis, said he believes cell-tower data analysis can be fairly accurate in tracking someone's movements, within half a mile. He said the information is just one of many pieces of evidence needed for a strong fraud case. Michael Cherry has testified in successful cases to free people who were imprisoned based in part on cell-tower evidence. Among the early design team members of the Apollo 11 moon trip, Cherry is now chief executive of Cherry Biometrics, a computer and cellphone data analysis firm in Falls Church, Va. Phones can be miles away when they ping towers, Cherry said, because calls are not simply routed to the nearest cell tower or to the cell tower with the strongest signal. Rather, a number of factors decide which tower handles the call, including which has the clearest signal and is the most cost effective, he said.
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